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July 31, 2014 By Julian Aston Leave a Comment

IN: Can I Drive Legally Without Insurance?

Dear Valued Customer,

In this issue of “—————————” we focus on whether you can drive legally without insurance. The short answer is NO!

Read on and you will see that almost every state requires you to be insured to drive. And even if they don’t, you will need assets sufficient enough to pay claims if you cause an accident. View both videos from the Insurance Information Institute to learn what a threat an uninsured motorist poses – and what subsequent steps you need to take in the event you are involved in an auto accident.

We appreciate your continued business and look forward to serving you.

Kind regards,

Filed Under: Auto, Personal, Theme 120

July 31, 2014 By admin Leave a Comment

Can I Drive Legally Without Insurance?

Misc_QuestionMarkSignNO! Almost every state requires you to have auto liability insurance. All states also have financial responsibility laws. This means that even in a state that does not require liability insurance, you need to have sufficient assets to pay claims if you cause an accident. If you don’t have enough assets, you must purchase at least the state minimum amount of insurance. But insurance exists to protect your assets. Trying to see how little you can get by with can be very shortsighted and dangerous.

The insurance industry and consumer groups generally recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident since accidents may cost far more than the minimum limits mandated by most states.

If you’ve financed your car, your lender may require comprehensive and collision insurance as part of the loan agreement.

Source: Insurance Information Institute, “Can I drive legally without insurance?” http://www.iii.org website. Accessed November 28, 2015. http://www.iii.org/article/can-i-drive-legally-without-insurance

© Copyright 2016. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.

Filed Under: Auto, Personal, Theme 120

July 31, 2014 By admin Leave a Comment

Uninsured Motorists: Threats On The Road

Transportaion_Insurance_AutoInsuranceAdjustersDrivers with no auto insurance coverage are more common than you think. And unless your own policy protects you, getting involved in an accident with an uninsured motorist will cost you.

Click to view video: 

Source: Insurance Information Institute, “Uninsured Motorists: Threats on the Road” http://www.iii.org website. Accessed November 28, 2015. http://www.iii.org/video/uninsured-motorists-threats-road

© Copyright 2016. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.

Filed Under: Auto, Personal, Theme 120

July 31, 2014 By admin Leave a Comment

Steps To Take After An Auto Accident

Transportation_TotaledCarsThere are over six million auto accidents every year and taking the right steps after an accident is vital.

Please note too, that drivers with no auto insurance coverage are more common than you think. And unless your own policy protects you, getting involved in an accident with an uninsured motorist will cost you.

Learn what you should do if you get involved in an accident. Spokespersons: Corporal Rob Maroney, Maryland State Police; Richard Hospital, Insurance Underwriter

View video: https://www.youtube.com/watch?v=a-hezNFUHA4

Source: Insurance Information Institute, “Steps to Take After an Auto Accident” http://www.iii.org website. Accessed November 28, 2015. http://www.iii.org/video/steps-to-take-after-an-auto-accident

© Copyright 2016. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.

Filed Under: Auto, Personal, Theme 120

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